Everyday Spending Decisions, Especially
Credit Based Ones Can Shape Your Financial Future
Created by Paul Richard Executive Director of the Institute of Consumer Financial Education
Answer these yes or no questions and get a snapshot of your spending styles.
Might You Be An Over Spender?
Test yourself, then check your answers below
Over Spenders Quiz created by Paul Richard, Executive Director of the Institute of Consumer Financial Education
"If you hear 'spend, spend, spend' when your money talks, you too may be one of those consumers who later discover themselves in a nightmare of debt instead of living the American dream. Here is a short evaluation to help you determine if you are an over spender.
Following are statements pertaining to your spending techniques. There are five responses to select from which indicate the degree of your likeness to each statement. Just mark the number in the space provided. Should a statement not apply to your situation, skip it and adjust the scoring accordingly which follows afterwards.