Institute of Consumer
Financial Education
Institute of Consumer
Financial Education

Setting Up a One Page Spending-Plan

Excerpted from the "Money Instruction Book" - A Wealth-Building Course in Personal Finance
by Paul Richard - ICFE Executive Director


Print out this page and use for keeping track of your expenses.

For The Period from ________to________


INCOME: AMOUNT EXPENSES: AMOUNT
SALARY $__________ CHURCH $__________
SALARY $__________ OTHER $__________
Other: $__________ OTHER $__________
Other: $__________ SAVINGS  
Other: $__________ SAVINGS $__________
LOANS RECEIVABLE: $__________ RETIREMENT $__________
STOCK DIVIDENDS: $__________ HOUSING  
INVESTMENT INCOME: $__________ Rent/1st mortgage $__________
INTEREST   2nd Mortgage $__________
Savings #1 $__________ Other $__________
Savings #2 $__________ INSURANCE  
Savings #3 $__________ Property & Casualty $__________
  $__________ Life $__________
Other $__________ Health $__________
Other $__________ Long Term Care $__________
    MOTOR VEHICLES  
    1.__________________ $__________
    2.__________________ $__________
    Auto Insurance $__________
PENSION PLAN $__________ HOUSEHOLD $__________
IRA or KEOGH PLAN $__________ Grocery $__________
GIFTS $__________ Household $__________
Other $__________ Medicines/Sundries $__________
Other $__________ Subscriptions $__________
    Child Care $__________
    UTILITIES  
    ELECTRIC/GAS $__________
TOTAL INCOME $__________ Water/Sewer $__________
    Trash Removal $__________
    Cable TV $__________
    Other $__________
    CHARGE CARDS  
    #1 $__________
    #2 $__________
Spending Plan Summary   Other $__________
TOTAL INCOME: $__________ Other $__________
TOTAL EXPENSES: $(__________) Other  
CASH FLOW: - + $__________ Clothing $__________
    Other $__________
    Other $__________
    TOTAL EXPENSES $__________