ICFE eNEWS #16-15 - May 2016
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Don't be caught short when identity theft hits you.
By Yan Ross, Director of Special Projects, ICFE
There's a developing phenomenon where identity thieves take a second
bite of the victim's proverbial apple. They compound the damage by
claiming to be the victim, thus prolonging and making more difficult the
process of restoring the integrity of the victim's identity. It's like
an arsonist burning down your home and then placing a claim with your
insurance company for the homeowner's money.
That's why it's important to be prepared to prove you are yourself. It
may seem redundant, or even silly, but one of the first requirements for
the identity theft victim faces is to produce the relevant documents.
Having accurate, up to date, documents will speed the process of sorting
out the damage and recovering your identity quickly and with the least
The more common of these personal identification documents include the
- Birth Certificate
- Driver's License
- Social Security Card (even though it says right on the card that it's
not for identification purposes, it does have the correct number and the
name of the person to whom it's assigned.
- Insurance Policies and Utility Bills, showing the individual's name and
- Other picture ID, such as from the Veterans Administration
In order to assure that identity thieves don't throw that second punch,
it's advisable to take a few minutes soon to locate the documents
necessary to prove your identity, and to make sure at the same time that
they are up to date with accurate information.
It's easy to put off updating for simple changes like change of address,
account numbers, and seeking replacement of lost identification
documents. But the small effort is well worth while when the moment
comes to learn of the compromise of sensitive personal information.
Remember, even if the identity theft results from a third party's
failure to protect the confidentiality of sensitive information, it's up
to the consumer to take the necessary steps to enroll for identity
restoration or other similar service offered by the breached
organization to mitigate the potential damage.
Learn more at the web site of the Federal Trade Commission:
The ICFE's Certified Identity Theft Risk Management Specialist ® XV
CITRMS® course is now available both in printed format and online.
The Textbook and Desk Reference edition of the course book is also
available at https://www.createspace.com/6176952 . Bulk pricing and
discounts for veterans and students available. Inquire at
Yan Ross is ICFE's Director of Special Projects, and the author of the
Certified Identity Theft Risk Management Specialist ® XV CITRMS®
course. As an accredited educator for over 20 years, he has addressed
Identity Theft Risk Assessment and management for consumers,
organizations holding personally identifiable information, and
professionals who work with individuals and organizations who are at
risk of falling victim to identity thieves.
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ICFE - Institute of Consumer Financial Education -