The ICFE's CCRR®
program is the nation's only comprehensive training and certification
specifically developed for the credit industry professionals who are
dedicated to educating and assisting consumers, clients, customers,
businesses, and the general public in credit reporting, credit scoring
plus how to maintain a good report and high score.
CCRR® qualified professionals are employed by a wide range of organizations including consumer credit and debt counseling organizations, credit unions and other financial institutions, student loan lenders, cooperative extension system, all branches of the military, mortgage, real estate, and financial services firms; law enforcement, and other government agencies. Many others are private practitioners including notary public, attorneys, security consultants, CPAs, CFPs, and consumer educators.
The growth of the consumer credit has been explosive. Americans are still getting all charged-up with their plastic. Individual credit files continue to grow, many times into more than three dozen pages. This area of growing concern to consumers and business owners alike is one that is often overlooked by their well meaning financial and business advisors, until now.
ICFE Certified Credit Report Reviewers (CCRRs)® have learned Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transaction Act (FACTA). They have learned how to read and understand their own credit reports and those of others. They have also learned about the steps to take to guard against credit and identity theft, an important new aspect of the credit report review service. Another important aspect in the training is about credit scores; maintaining them or increasing them, which often results in lower credit costs.
More people are now becoming aware of the importance of looking at their credit files, especially because of recent headline news stories about the rapid increase of crime in these areas.
Studies have also shown that credit history is a powerful predictor of future auto insurance losses. Many insurance companies consider certain credit characteristics in addition to many other factors when determining an individual's rate.
ICFE CCRRs® provide a valuable service by helping to educate their individual clients and small business owners on the importance of maintaining a good rating, high credit scores and protect their personal information from criminals.
The online enrollment is currently $149. The Online course does not include any printed materials or PowerPoint presentations or the five ICFE Do-It-Yourself Credit File Correction Guides. These materials are, however, available for purchase.
Visit our Online Store to get started now!
Click here to view a partial list of companies represented by current CCRRs®
Here's some of the reasons why people are getting ICFE certified
There will be millions of consumers who will need help understanding what is
in their credit report. Thousands of credit report reviewers
will be needed the years ahead as more consumers begin to take advantage of their
free credit reports.
About a half million consumers will also have become identity theft victims.
Regular reviews of credit reports (one or two times per year, depending on level
of credit activity) is the latest weapon in combating America's fastest growing
crimes - Identity Theft - by early
detection and better consumer awareness, both can be a result of the credit report
reviews.
Learn critical points of the FCRA and the FACTA. The complete text is included
in the CCRR® Independent Study Guide (ISG. Also learn what a credit report
reviewer is and what they do. Discover if your profession is among those on the
list of who need CE's available to those enrolling and completing this exciting
and beneficial program. Are among the types of professionals who may benefit
from the enhancement to your experience with the CCRR® training? If you said
yes, please read on.
The entire ICFE CCRR® certification process is explained in following paragraphs,
including a list of materials and pictures of the materials and Certificates
the ICFE provides to successful candidates. There are also more details about
providing the credit report review service.
Here is what's included in the ICFE CCRR® enrollment package
Look! Multiple Enrollment Savings of $25 each. (2 or more enrollments at same
time)
Notice: As of January 2009 this course is now available online at substantial
savings:
The online enrollment is currently $149. The Online course does not include
any printed materials or PowerPoint Shows and the five ICFE Do-It-Yourself Credit
File Correction Guides. These materials are, however, available for purchase.
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As an ICFE Certified Credit Report Reviewer you will teach clients how to obtain
their credit reports from the three major CRAs. When the client has his or her
credit reports in hand, you will review their credit reports, page-by-page, with
the client present. The average credit report review takes about an hour and
fifteen minutes.
A husband and wife are considered separate clients because there are no joint
credit reports.
You will explain how they may make any changes and corrections and you may suggest
what changes to make using the ICFE's Do-It-Yourself Credit File Correction Guide.
After you have finished the interview you may want sell or provide the client
a copy of the ICFE's Do-It-Yourself Credit File Correction
Guide. The ICFE Guide
has sample letters for your clients to use as a guide in making any changes desired.
The ICFE's Guide is published in English and Spanish, so you may provide a bi-lingual
service if you so desire. If you provide them with a complimentary copy of the
ICFE Do-It-Yourself Credit File Correction Guide, it is a $10-15 retail value,
your cost is $5 or below, subject to quantity.
Your clients will also receive an important list of things they should to do
prevent against Identity Theft.
The suggested fee is $35-$50 for about a one hour review service, including the ICFE Guide. If you spend more than one hour, but less than 90 minutes, the suggested fee is $50-$75 including the ICFE Guide.
Visit our Online Store to get started now.
In about a week, you will receive your ICFE Independent Study Guide for your CCRR® Certification, the Examination and the ICFE's Do-It-Yourself Credit File Correction Guides. Complete at your own pace, using your credit reports as you progress. When you have completed the exam, send it to ICFE (PO Box 34070 San Diego, CA 92163) OR fax it to 619-923-3284 OR email it to the ICFE to get your grade and CCRR® Certificate.
